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CFLDR
🌀 24/7 Storm & Hurricane Response

Central Florida Storm & Hurricane Damage Restoration

Emergency tarping, board-up, water extraction, and full reconstruction. Local crews on call 24/7 — not a national chain that sends crews from out of state after a storm.

24/7 Emergency Response
Emergency Tarping
FL Insurance Experts
Full Reconstruction
Non-emergency form

For estimates, mold testing, or insurance questions. Replies within 4 business hours.

24/7Emergency Dispatch
June–NovFL Hurricane Season
40+Inches rain/year in Orlando
LocalAlways available, never overwhelmed
IICRCCertified Technicians
$0Upfront for insured jobs
Florida Storm Season

Why Central Florida Homes Are Especially Vulnerable

Florida has more thunderstorm days per year than any other state. Central Florida sits in the heart of the Sunshine State's most storm-active corridor — and hurricane season brings threats from June through November.

The combination of aging housing stock, flat terrain that limits drainage, and a climate that produces intense afternoon storms creates a perfect environment for recurring storm damage.

Hurricane SeasonJune 1 – November 30
Annual Rainfall40–55 inches (Orlando)
Peak Storm Hours2pm – 6pm, June–September
Avg. Hurricane Deductible2–5% of insured value
Wind Speed ThreatTropical storms to Cat 5
Storm Surge RiskCoastal counties, some inland waterways

⚠️ Why Your Home Is at Risk

Older Roof Systems

Many Central Florida homes have roofs 15+ years old. A roof that passed its last inspection can fail in a 100 mph gust.

Flat Terrain

Florida's flat geography limits natural water runoff. Heavy rain overwhelms storm drains, and water pools against foundations and into homes.

Construction Vulnerabilities

Homes built before 2002 often lack hurricane straps and modern wind-load requirements. Garage doors and gable ends are frequent failure points.

Large Mature Trees

Mature oaks and palms common in established Central Florida neighborhoods are wind and lightning hazards in major storm events.

Types of Storm Damage

Storm Damage We Handle in Central Florida

From isolated roof punctures to catastrophic hurricane damage — we handle the full range of storm damage events affecting Central Florida homes and businesses.

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Hurricane Wind Damage

Structural damage from sustained hurricane-force winds. Roof damage, wall failures, window breaches, garage door failures. Can cause catastrophic structural loss when combined with rain intrusion.

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Storm Surge & Flooding

Rising water from storm surge or inland flooding after heavy rainfall. Requires flood insurance. We handle extraction, drying, and full documentation for NFIP and private flood claims.

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Roof Damage & Leaks

Shingles lost, decking exposed, ridge vents torn off. Every open area allows rain intrusion. Emergency tarping within hours prevents thousands in additional water damage.

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Fallen Trees & Debris

Impact damage from fallen trees and flying debris. Structural breaches, broken windows, compromised roof systems. We coordinate debris removal, structural assessment, and restoration.

Lightning Strike Damage

Lightning can cause fires, power surges that damage electronics and appliances, and structural damage. Often covered under homeowner's insurance with comprehensive documentation.

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Storm Water Intrusion

Wind-driven rain through damaged roof, windows, or walls. This is covered by homeowner's insurance — distinct from ground-rise flooding. We document the entry point clearly for your claim.

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Hail Damage

Hail impacts shingles, gutters, siding, and HVAC equipment. Often not immediately visible but causes long-term roof failure. We photograph and document all hail damage for insurance.

Our Storm Response

From Emergency Call to Move-In Ready — Our Complete Storm Response

Storm restoration happens in phases. Here's exactly how we move your home from damaged to restored.

Hours 1–4
Emergency Response
  • Emergency crew dispatched immediately
  • Emergency board-up of broken windows and doors
  • Tarping of open or damaged roof sections
  • Standing water extraction begins
  • Safety assessment — structural, electrical, gas
Days 1–5
Damage Containment & Documentation
  • Structural drying equipment deployed
  • Complete photo and moisture documentation for insurance
  • Detailed scope of work written in Xactimate
  • Insurance adjuster coordination
  • Continued daily monitoring
Week 1–4
Reconstruction Planning
  • Insurance authorization received
  • Permits pulled with local jurisdiction
  • Material procurement begins
  • Subcontractor coordination (roofing, framing, etc.)
  • Reconstruction schedule communicated to homeowner
Week 2–8
Full Rebuild
  • Roof replacement or repair
  • Structural repairs to framing
  • Window and door replacement
  • Interior drywall, flooring, paint
  • Final inspection and walkthrough
Hurricane Services

Hurricane-Specific Restoration Services

Hurricanes require a different level of response than standard storm events. Here's what we do specifically for major hurricane events.

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Pre-Storm Prep Inspections

Before hurricane season or an approaching storm, we assess your roof, windows, garage door, and drainage. We identify vulnerabilities before they become emergency calls.

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Emergency Tarping Crews

We deploy tarping crews immediately after a storm. A properly applied roof tarp can prevent thousands in additional water damage while permanent repairs are planned.

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Storm Water Extraction

Major storms dump massive amounts of water into homes very quickly. Our industrial extractors handle high-volume water events that would overwhelm standard restoration equipment.

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FEMA Documentation Assistance

After federally declared disasters, FEMA Individual Assistance is available to uninsured or underinsured homeowners. We help document damage in the format FEMA requires.

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Board-Up & Security

Broken windows and doors left open after a storm create security and weather exposure risks. We board up breaches immediately, before reconstruction is planned.

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Full Structural Rebuild

From roof replacement to structural framing repair to interior finishing — we handle the complete rebuild after major hurricane damage. One company, one contact.

Florida Insurance

Working With Florida Insurance After a Storm

Florida's insurance market is unlike any other state. We know the carriers, the adjusters, and the claim processes specific to storm and hurricane events in Central Florida.

Florida Carriers We Know Well

Citizens Insurance
FL state-backed insurer — specific documentation requirements
Tower Hill
Common in Central FL — knows FL storm claim process
Universal Property
Largest FL private carrier — hurricane claim specialists on staff
Heritage Insurance
Growing FL carrier — active in post-storm markets
State Farm
Strong post-storm support — direct adjuster relationships
All Others
We work with every carrier licensed in Florida

What We Do For Your Claim

Write Xactimate estimates — the same platform your adjuster uses, eliminating disputes
Communicate directly with your adjuster so you don't have to
Document the storm entry point to separate wind-driven from flood damage — critical for coverage
Supplement when adjusters miss or underpay covered line items
Coordinate the hurricane deductible conversation — we explain what you owe and why
Connect you with a licensed public adjuster when a disputed claim warrants independent representation
Why Local Matters

Why Choose a Local Company After a Storm?

National Chains After a Storm

  • Overwhelmed with calls after regional events
  • Crews dispatched from hundreds of miles away
  • Response times stretch to days or weeks
  • No knowledge of local FL insurance carriers
  • Unfamiliar with Florida permitting requirements
  • High crew turnover — different team every visit

Central Florida Disaster Recovery

  • Always local — crews are already here
  • You call Ryan directly, not a call center
  • 60-minute response time, even post-storm
  • Deep relationships with FL insurance carriers
  • Know Orange, Osceola, Seminole permitting
  • Same team from first call to final walkthrough

Storm or Hurricane Damage? Get Help Now.

24/7 emergency dispatch. Emergency tarping, water extraction, full reconstruction. We handle your insurance claim start to finish.

🔒 No spam. Confidential. We respond within 15 minutes 24/7.

FAQ

Storm Damage Restoration — Common Questions

First, ensure everyone is safe and the structure is stable before re-entering. If there is any doubt about structural integrity, stay out and call us. Once you're safe: document everything with photos and video before touching anything, call your insurance company to open a claim, and call us for emergency tarping and board-up to prevent further damage. Do not throw away damaged materials — your adjuster and our estimator need to see them. Most importantly, call quickly — additional storm water is often on the way, and an unprotected opening in your roof can cause far more damage than the initial storm.
Standard homeowner's insurance in Florida covers wind damage including hurricane winds — but it does NOT cover storm surge or inland flooding, which requires a separate flood insurance policy. Florida law requires separate hurricane deductibles that are calculated as a percentage of your home's insured value (typically 2–5%), not a flat dollar amount. This means your out-of-pocket deductible for a major hurricane can be significant. We work directly with your insurer and know Florida's insurance carriers — Citizens, Tower Hill, Universal, and all others — well enough to navigate their specific claim processes.
Emergency protective services — tarping, board-up, water extraction — can and should begin immediately, before an adjuster visits. This is explicitly covered by virtually all policies and delays only make damage worse. Full reconstruction requires an adjuster's assessment and written authorization, but we coordinate that timeline to minimize how long your home remains exposed.
Wind damage — including the rain that enters through a wind-created opening in your roof or wall — is covered by homeowner's insurance. Water that rises from the ground (storm surge, street flooding, rising creeks) is flood damage and requires a separate flood insurance policy through the NFIP or private carriers. A home can experience both in a major hurricane. We document damage in a way that clearly separates wind-driven from flood-related damage, which is critical for dual-claim situations.
After a major hurricane or regional storm event, national restoration chains are overwhelmed — they dispatch crews from hundreds of miles away, response times stretch to days or weeks, and their local knowledge is limited. We are Central Florida based, always staffed, and know the specific vulnerabilities of Florida construction, the local insurance carriers' claim processes, and the permitting requirements of each county and municipality. When a storm hits, we're available because we're already here.

Storm Hit Your Home?

Don't wait for more rain to come in. Ryan answers 24/7 — local crews, immediate dispatch. We protect your home and handle your insurance claim.

Call Now — 321-420-7274Free Inspection →